Pharmacy Programs

ARM Pharmacy Programs provide Member Companies with risk and profit sharing arrangements in insured Pharmacy programs. Our tools allow Member Companies to make budgeting decisions about their pharmacy program. Member Companies can review plan design options and based upon the current plan’s actual claims experience measure the impact from the Company down to the impact on individual members for a specific plan design.

Technical support includes but is not limited to;

  • Fully underwritten programs;
  • Full plan administrative services;
  • Fronting arrangements;
  • Fully insured programs for actives and retirees;
  • Voluntary programs;
  • Risk and Profit sharing arrangements;
  • Programs filed and ready to issue in most states;
  • Reinsurance, retention, accounting programs and a host of other alternative funding arrangements

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